WalkerPad

Santa cruz cosco gas 2.90. 3g seems to be out again, thanks ATT :p

bloody amazing! http://tinyurl.com/Simonova
telling a story through sand, just very slick.

In her first ever tournament she placed second and had the dubious honor of being the first person to perform.

*sigh* all ihone apps should include a rotation lock. Anything less is just anoying.

Grumble, my prescrption is on “back order”. That can’t be a good sign.

Finished class this morning. Picking up a mostly not sick kaily from nana’s. Eating soap japanease (naked fish on chestnut). Home soon.

Ugh getting hot hot hot. Lis altos just blew past my comfort level. Plus I did the spear a extra dozen times helping a newb.

Playing mini ninja with kaily on the PC, seems pretty cool. Cute but decent controls. Still just working the starting area

Yeah ok definitly a pizza night, time for the finding coupon chant

Sigh.
Yep, ear infection for Kaden.
I guess the consolation is that I’m not nuts. Partly.
Now if we could just score a ahha on kaily.

Ugh two still pretty sick kids. Really hoping Kaden dose not have ear infection again. Atleast today didn’t start with a 5am puke from kaily

Ahh help we have been trapped by a web of road work conspiracy, all escape routs from home are blockcaded. We may need a air evac

Well kaily is doing better today overall, aside from the puking at 5am. Kaden is teething hard, also crawling and sitting up on his own.

Welly kaily’s fever broke last night, poor little wet noodle. She inisited on going to school today, I guess being home was ‘soooo boring’.

Cool. I liked the WET demo, wish it was PC and not console. Great sound track! I thought it was Red Elvis but it’s Arkhams. Makes the game

ah craigslist, how did we ever get the crap out of our garage into somebody else’s before you came along.

Two complete ryobi drill battery failures? Grr not buying this brand anymore.

I am livid.

Apparently back in June Wells Fargo decided to DENY are home loan modification request for the making homes affordable program. This was after going to great pains to repeatable and constantly claim the process would take a minimum of 90-120 days mind you.

You would ‘Think’ that such a salient detail would be, you know, mentioned directly to use the customer. But no, Wells Fargo in no way communicated the denial to us. What they did do is shunt us off to some crappy moratorium scam, without really communicating it. This is where you stop payments for a few months then Wells Fargo comes knocking for 10K in back fee’s and interest. This was done with not only without my express approval but also with my direct refusal when they tried to offer me that program over the phone last time I called for a status update in June.

Fortuity they did such a bad job of you know communicating stuff to us that I just went right ahead and kept sending in my normal payments. So it looks like I can get out of the program I never agreed to in the first place (ARGH!).

Now though I have to start the modification application process over again, and of course are numbers are worse now then before so I guess there is no way we can approved now by Wells Fargo. They claim that they are going to finally send me the numbers they used to make their calculated refusal… but the thing is are two largest debts are our first and second if Wells Fargo would make a reasonable generous modification to our first we would actually NOT be going into the read (by our own numbers). Somehow I doubt that the info they are going to send me will state what they wanted to change the numbers to though.
Also I can’t restart the process until they take me out of the program they (illegally?) shunted me into.

This whole process has clearly been designed to cause people to throw up their hands and and just let foreclosure start, Wells Fargo has clearly demonstrated that they have no interest in acutely keeping people in their homes through modification.

I’m going to call a couple advocacy groups and see if I can get some assistance on making WF be accountable and, well Honest because so far they have been nothing but utterly disingenuous.

Finaly saw district 9. I liked it! Very grunge scifi but a fun ride. I’m sure the next one will be in 3 years

The consumerist has a couple more reports up from people getting ignored by the banks like WF (just like us) and all the delightful and ongoing ‘mistakes’ that seem to happen… gotta wonder at what mistakes become a pattern of… well anyway. The commits where mostly pretty depressing, much of hte same. One person said they heard/read that only %6 of eligible folks have been getting any modifications.
Anyway going to try the loan counselor number they featured on Monday and see if it helps.
http://feeds.gawker.com/~r/consumerist/full/~3/11iggxM5mZU/what-do-i-do-when-my-lender-isnt-playing-fair-with-loan-modification