WalkerPad

So after much pushing the bolder up hill Wells Fargo finally admitted our paper work exists (3 months later) and we are good for review for the modification program.
Except not really, it seems they decided to wast two weeks by sending us a snail mail letter requesting some more documentation.

Now that nature of this documentation of kind makes me chuckle given that they (wells fargo) owns the loan and had all this type of documentation prior to agreeing to lend us the money in the fist place.

1. Listing Agreement (as the buyer, why would I have that, the seller owns the listing agreement. Sure hope that is the paper work for some reason)
2. signed purchase contract/Est. closing statement (ugh ok, but you guys have that stuff)
3. Buyer’s Pre-qualification letter (seriously? why isn’t that sort of water under the bridge)

I’m honestly not sure hot to interpret 2 and 3 or why they could possible matter now, other then they are stall, random noise to slow the process, or a fishing expedition for some reason to deny the process. I mean really, who keeps copy’s of of pre-qual letter laying around for years… Luckly I think I have it stuffed in Gmail.

And of course it must be “returned within ten days or the request is considered canceled”.

*sigh* I think I would be a lot lest resentful if they would make even the vaguest effort to be a little more direct and transparent. I guess fast would be good too, the whole 90-120 process time still just screams how broken this process is.

You can follow any responses to this entry through the RSS 2.0 feed.
Both comments and pings are currently closed.